Harlow, et al. v. Wells Fargo Bank

The United States District Court for the Western District of Virginia (the “District Court”) still has to decide whether to approve the settlement. Payments will be distributed to Class Members who do not exclude themselves from the settlement (as further described below) if the District Court approves the settlement or after appeals, if any, are resolved in favor of the settlement. Please be patient.

You may be a member of the class if you meet the below criteria:

All persons in the United States who:

1. had a Mortgage serviced by Wells Fargo that was placed into a Forbearance on or between March 1, 2020, and December 31, 2021; and
2. were a debtor or the Co-Borrower of a debtor in a Chapter 13 bankruptcy case on the date that the Mortgage was placed into the Forbearance; and
3. are not Wells Fargo’s officers, directors, or employees, Counsel for Wells Fargo, or Class Counsel.

The Class and Class Members include all individuals who signed the deed of trust, mortgage or other security document associated with a Mortgage even if they did not sign the underlying promissory note or loan.

Your Legal Rights and Options in This Settlement

Do Nothing and Receive a Settlement Check	If you do nothing, you will be included in the Settlement, and you will receive an automatic payment from the Settlement Fund and have an opportunity to submit a claim for additional compensation.
Submit a Claim for Additional Compensation by January 7, 2025.	You may request additional compensation if you feel that being placed into forbearance caused you to suffer damages in excess of the amount that you will automatically receive for being in the Settlement Class.
Exclude Yourself from the Settlement by September 9, 2024.	If you want to exclude yourself or “opt out” of the Settlement, you must submit a Request to Opt Out to the Claims Administrator, postmarked on or before September 9, 2024. If so, you will not receive any money from the Settlement Fund and you will not release your claims in the lawsuit. If the Settlement is granted final approval by the Court and you did not timely “opt out” of the Settlement, then you will release the claims described within.
Object to the Settlement by September 9, 2024.	If you remain in the Settlement and want to object because you believe the Settlement is unfair or inadequate, you may file a written objection to the Settlement with the Court, on or before September 9, 2024.
Go to a Hearing	If you file an objection and also want to speak at the Final Approval Hearing, you must file a written Notice of Intention to Appear which must be filed and postmarked on or before September 9, 2024.

The Frequently Asked Questions (FAQs) page of this website has more information on your rights as a Class Member in this Action.

Please read the Notice to also understand your rights and options fully.